On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.
It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.
As a small business owner, you face unique risks in today’s cyber-environment. Learn helpful tips to protect your assets from a cyber-attack with this article.
If you suffer a large loss, your main priority will be to get your business back on its feet again as soon as possible but dealing with the insurance claim can be a complex and time-consuming process. Find out how Lorega can help.
It is now a legal requirement to carry a physical document known as a Green Card when driving in Europe.
With so many employers conducting operations remotely due to the coronavirus pandemic, cyber-security may have never been as important for organisations to prioritise as it is now.
Coming Back After COVID-19 14, May, 2020 COVID-19 has caused many businesses to shut down or transition their employees to work from home, disrupting daily work life for many. As stay-at-home regulations are scaled back and all businesses are allowed to resume as normal, your employees will be asked to come back to work. While[…]
COVID-19: Potential exposures to directors and senior managers 14, May, 2020 Claims culture and worker safety are hitting the headlines with some parts of the UK starting to return to work. Companies House data in February and March shows the emergence of 45 newly incorporated limited companies that contain the words ‘corona’ or ‘COVID’, with[…]
Government support 15, April, 2020 Download our guide – COVID-19: Business Support Who can I talk to? The Federation of Small Businesses offers the following advice on people you should talk to if you’re having difficulty. This page has plenty of detail including contact information – worth a visit. Talk to your bank about[…]