Insurance Broker

At Malago Insurance Brokers we offer advice in a number of areas

Business Insurance

No two businesses are the same so it’s important that the insurance programme is tailored to your needs. We take time to understand your business and the risks to which you are exposed, and then advise on the covers available, and the most suitable insurance programme.

We have significant experience in all business areas including Manufacturing, Construction, Wholesale, Retail, Leisure, Warehouse and Distribution, Engineering, Motor Trade and Professions. Bespoke policy coverage is available for each sector.

Property Insurance

A property owner should consider the right insurance policy with the right insurer in order to protect their investment. Our offering can include cover for loss of rental income, terrorism, and legal cover for tenancy disputes. We can access insurers who can help with arriving at the correct rebuild sum insured.

Motor Fleet

Whether your fleet is large or small, we are able to secure the optimum solution for you at a competitive rate. We have access to a range of policies and can cover any number of vehicles.

Helping you manage your risk is a key element to our offering – keeping claims costs low keeps premium costs low and stable. In addition to ensuring that your fleet is correctly covered, we can also arrange cover for any associated risks, such as warehousing, Goods in Transit, Employers & Public Liability.

Prestige Home Insurance

We offer a true VIP service for private individuals who own higher value homes and possessions. A dedicated account handler will ensure cover is arranged with a suitable insurer, with good value and a VIP claims service to go with it.

Air Conditioning

We believe businesses in the Air Conditioning field deserve special consideration from an insurance risk perspective. Quite simply, compared to other mechanical services trades, less use of blow lamps and heat, less risk of water damage claims should mean lower liability insurance premiums. We have teamed up with an insurer who agrees with us.

Sign & Graphics Companies

We’ve got to know this particular industry well over the last decade and understand some common areas of insurance protection which need some special attention to ensure the business is well protected. Policies will need to cover working at height for installation work, and also use of heat in most cases, for example. We have a track record of improving cover giving some peace of mind alongside competitive premium rates.

Manufacturing

Whatever line of manufacturing you’re in, from food and beverages to metals and plastics, we can arrange wide coverage for your business. We offer a broad range of coverages with bespoke policy wordings specifically for manufacturing businesses. Having worked with local manufacturers, multinational corporations, and everything in between for more than 30 years, we have the experience and expertise to keep your business, your employees, and your customers safe.

Wholesale

As well as having bespoke policy coverages available, we have a range of solutions to help with some common issues which can affect insurance premiums for wholesale businesses. High stock levels, accidents at work, and frequency and cost of motor accidents can all have a huge impact on premiums. We work closely with you to ensure cover is arranged in the most cost effective way, and discuss ways of managing risks and reducing incidents.